Personal Finance noted the personal accounting software

Many people when at the end of a certain period of wondering all this money is used for what. I used to include people like that. When college can pretty enough income to student levels, from the project, fees and other assistants. But so has passed, left in savings and tangible goods that much but it was nice anyway XD. Well, since then, I started reading books and articles on financial, including about personal finance.
After doing "literature" is, it can be concluded that the first step to managing personal finances is to write them down. Initially it is very troublesome, having to remember and record spending every day of the year. But over time, so get used to and not a burden.
There are two tools that I normally use, ie spreadsheets and financial software. Purposes they are the same, namely to budgeting and expense tracking.
If using a spreadsheet (Excel either, or LibreOffice), usually more flexible because you can adjust zoom to taste. I think the most important components that must exist in the spreadsheet is the budget and expenditure classification. Attached at the end of this article, the link to download financial report template that I made some years ago, which I update every year. We just choose the type of expenditure and fill in number, will appear later accumulation in the table and the other sheet. While to know the daily statistics, we just fill out a simple SUM formula per day.
Other tools, namely financial software. There are many financial software out there, such as Quicken, Microsoft Money, and GnuCash. And my favorite financial software is GnuCash. GnuCash is a financial software that is open source and available on all platforms: Mac, Linux and Windows. GnuCash bookkeeping systems in nature also double-entry bookkeeping. Thus, each transaction will be recorded into two or more accounts, credit or debit. Thus, the entire transaction will be recorded consistently, the amount of money that was "out" together with the "incoming". We can even record all assets, accounts, investment income and all we use GnuCash.
Well, after we got the record spending during the month, and from that we can set a budget (budget) monthly for each category. For example, the budget for spending so many books each month, to eat so much, and so on. From these data, we can also know which parts we need to be more frugal again. And of course, can help us to avoid the "big wedge of the pole".